Personal, pets or business, we’ve got you covered.

Helping Kiwis become even more awesome
We’re dedicated to helping New Zealanders stay in tip-top condition and live the healthiest life possible. Your wellbeing, whether at home, on the go, or in the workplace is our priority, that’s why we created Southern Cross Wellness.
Whatever your health goals, we’re determined to help you achieve them. So embrace the challenge with us and live life to the full.
Join usGreat value Health insurance. Get a quick quote here.
I’m new to Southern Cross
I’m a current member
I’m joining through my employer’s work scheme
Who do you want to insure?
I am
years old and
my biological sex is
Male
Female
I am a
Option 1
Option 2
Option 3
Option 4
Option 5
Next, recommend a plan for me
Skip ahead and view all plans now
What kind of cover do you want?
Just day-to-day
Cover for things like GP and dentist visits
Just the big stuff
Cover for things like surgical treatment,
cancer care and diagnostic imaging
Both
No worries comprehensive cover
The day-to-day benefits and allowances on our plans and modules vary.
Did you know?
Southern Cross in numbers
1961
Our not-for-profit healthcare business started making kiwi lives better
870,000
Kiwis trust us to look after their health
89c
89c of each dollar received is paid out in claims
4,000
Businesses choose us as their health and wellbeing partner
Our Wellness life hacks can make a huge difference
Eating Well
Moving Well
Sleeping Well
Thinking Well
We're for real
We pay more claims than any other insurer
Not for profit
$
89c of every dollar received is paid out in claims
Industry awards
Canstar 2019 etc.
Financial strength
A+ rating etc.